Lower your car insurance rates Now.

By: Flyer1

Almost every American from 16 years of age are concerned about their car insurance rates. In fact many states are now making it mandatory to have some form of insurance. this makes it critical to look around for the best company and the best rated offered. Below are some ideas to help you to reduce your car insurance.
<BR><BR>One of the first options I would explore to reduce my rates would be my deductable. If you are willing to assume more risk, than your rates will often time be lower. Say for instance you raise your deductable from 100-1000 will have a large im-pact on your insurance rates. Remember, the deductable is the amount of money you have to pay for damage to your car before your insurance company will pay.
<BR><BR>The next area I would examined to reduce my premiums is the mileage. How many miles you drive will affect you rates. If you know that your mileage will be a low number, you may want to try and negotiate a lower cost. Most insurers will rate you at the industry standard or approximately 15,000 per year. try to negotiate with them if you drive much less.
<BR><BR>How well your car is protected from damage or theft can determine your insurance rates. It is always to have some form of car alarm installed in your car. These alarms often will scare away would be thieves and preventing damage. The less risk of damage, the less your premiums. Remember however; most insurance companies have scams.
<BR><BR>How many drivers and age of drivers can change your insurance rates. For the most pat, this makes sense. If you add a young , inexperience driver your rates will go up due the fact that that new driver is an increase risk. If however; you add an older driver, say one who has been driving for 30 years will a good record than your rates should be less. Why? Because that experienced driver is less of a risk than the young driver. Make sure you check your insurance companies policy.
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